US Business Days Calculator
Add working days to any date, excluding weekends and US federal holidays.
US federal holidays
These are the official federal public holidays observed in the United States. Most banks, government offices, and many businesses close on these days, so they are not counted as business days.
| Holiday | Date | Day of week |
|---|
When a holiday falls on a Saturday, it is often observed on the preceding Friday; when it falls on a Sunday, on the following Monday. This calculator uses the official holiday date.
How many business days are in a US year?
A typical US year has 260–262 business days (52 weeks × 5 days, minus 11 federal holidays). Leap years and the way holidays land on weekdays shift the exact count by a day or two.
US Business Day Calculation
In the United States, a business day is defined as any day from Monday through Friday that is not a federal holiday. The US observes 11 federal holidays per year, which our calculator automatically excludes from business day counts. State and local holidays may also affect business operations but are not typically included in standard business day calculations.
2026 US Federal Holidays
Here are the US federal holidays that our calculator accounts for:
- New Year's Day - January 1
- Martin Luther King Jr. Day - Third Monday in January
- Presidents' Day - Third Monday in February
- Memorial Day - Last Monday in May
- Juneteenth - June 19
- Independence Day - July 4
- Labor Day - First Monday in September
- Columbus Day - Second Monday in October
- Veterans Day - November 11
- Thanksgiving - Fourth Thursday in November
- Christmas - December 25
When a federal holiday falls on a Saturday, it is observed on the preceding Friday. When it falls on a Sunday, it is observed on the following Monday. Our calculator uses the observed dates for accuracy.
US Business Days vs. Banking Days
While "business day" and "banking day" are often used interchangeably, they can differ. The Federal Reserve considers any day it is open for business as a "banking day." All federal holidays are non-banking days, but some banks may also close on state-specific holidays. For most purposes, business days and banking days in the US are the same.